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New York Residents: Comenity Capital Bank - Petco Pay Mastercard: 1-855-266-0558 (TDD/TTY: 1-888-819-1918). New York Residents may contact the New York State Department of Financial Services by telephone or visit its website for free information on comparative credit card rates, fees, and grace periods. This site gives access to services offered by Comenity Capital Bank, which is part of Bread Financial. Petco Accounts are issued by Comenity Capital Bank. 1-877-751-1607 (TDD/TTY: 1-888-819-1918 )

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